Indirect Lending

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CU*Answers provides multiple resources for building, and streamlining your indirect lending initiatives. With our own end to end indirect platform, Retailer Direct, and integrations with a growing list of third party indirect systems, you can ensure that your CU is in the game wherever deals are made.

Done reading, and want to see how you can get a piece of the $25 million monthly average of full term profit potential that is processed through our indirect integrations?

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Did you know CU*Answers has our own end-to-end indirect lending platform?

Retailer Direct is the CU*Answers indirect lending solution for getting businesses and credit unions on the same team. A Retailer Direct portal provides your business partners a web based portal to exchange loan applications and decisions directly with your CU.

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Integrating Partners

The CU*Answers Software Integrations team hosts a high performance micro service based API framework that is used to communicate between all of our third party integrated partners, and the CU*BASE core processing system.

To accommodate this, we offer two different solutions:
CUA Integrations API:

    • The Integrations API is a predefined communication standard created by CU*Answers. This API follows industry standard protocols that allow vendors to connect to CU*BASE and perform certain functions, such as submitting a loan application, getting a loan decision, and other functions that continue to evolve. Writing to the CUA API lowers the barrier of entry for vendors, as it’s an established communication standard and as such, reduces the amount of custom development required by the CU*Answers team.

 

Have a vendor that would like to use our API?

UCI:

    • Built on the same framework as the API, UCI is intended to satisfy those situations where third party vendors are unable or unwilling to develop to our standard offering. The CU*Answers team will build modules onto the UCI platform, that are developed to adhere to the external vendor’s communication format. This is more development intensive on the CU*Answers side, and requires a custom quote to proceed.

 

Looking for a UCI integration?

Two Way Communication with Dealers

The Counteroffer Exchange project is intended to enhance and extend the ability for lenders to communicate with dealers through our indirect channels such as DealerTrack and Route One. The integrations system will now support comments being posted to and from the dealer’s management system during indirect lending operations and stored in CU*BASE.

Counteroffer Exchange

Updated
July 19, 2019

Lender*VP and Xtend are Here to Help with Mortgage Servicing & Escrow Processing

Lender*VP and Xtend are Here to Help with Mortgage Servicing & Escrow Processing

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Join Lender*VP for a Conversation on Skip a Pays!

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Join Lender*VP and LenderPay for Our Upcoming Webinar on Loan Payment Solutions

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Join Lender*VP to Learn About the AFG Balloon Loan Integration!

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Lender*VP invites you to learn about the Auto Financial Group (AFG) balloon loan integration within CU*BASE! Join Ashley Melder, VP of Professional Services with Lender*VP and Tom Heidenga, Lending Integrations Coordinator for a discussion on this integration. AFG will join us to present how their balloon loan product can provide value to your credit union… Read more »

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Recommendations from Lender*VP – Document Retention for Denied Applications

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What is your credit union’s current retention plan for documents relating to denied applications?  Lender*VP has recommendations for your credit union, as detailed below. Lender*VP recommends that any/all relevant documentation and information that is used to deny loan applications should be saved by your credit union for a period of at least 25 months.  Relevant… Read more »

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Vehicle Valuation Price Increase Arriving in October

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Jul 10, 2024