Network Availability

The key link responsible for connecting and delivering CU*BASE/GOLD to all of the 200+ in-network credit unions nation-wide is the CU*Answers private Wide Area Network (WAN) consisting of redundant technology paths traversing multiple service providers. By combining both MPLS and Internet VPN technologies with auto-failover capabilities, data communication disruptions are minimized with the added benefit of performance at a reasonable cost.  Orchestrating a complex, highly available data communications network requires cooperation and coordination between the CUSO, credit union IT departments, and multiple third party service providers.

Network availability

 

Network availability is managed and monitored by CU*Answers Network Services at both the primary and secondary datacenters.

Data Encryption

Keeping member data secure is our highest priority. Not only is network traffic encrypted between networks over a secure router-to-router tunnel, data for each GOLD session is also encryption end-to-end, from the client all the way to the host.

Contact your CU*Answers Network Services associate for more information regarding CU*BASE data encryption.

Third Party EFT Vendor Network

The term “third party” implies that there is a third point of communications required to complete the B2B service transaction (credit union to CUSO to vendor). For critical services that client credit unions depend on for daily operations, it is in their best interest that they become familiar with the continuity and recovery plans for each party involved. Knowing what to expect in the event of a service disruption helps credit unions to plan accordingly.

CU*Answers has partnered with several EFT service providers (i.e. shared branching and ATM/Debit/Credit card processing) to enhance the availability of the EFT network at both the primary and secondary production datacenters through redundant data communication lines with auto-failover capabilities. CU*Answers is committed to network availability and will continue to pursue similar projects with all remaining vendors who to date have opted not to invest in redundant communication capabilities. Recovery procedures for these EFT vendors include client credit unions operating according to their “stand-in” processing arrangements until vendor connectivity is restored.

Contact your CU*Answers Network Services associate for more information regarding third-party EFT vendor networks.

For the Credit Union

Depending on the number of physical sites within your credit union, the amount of network traffic (bandwidth) required, and technology options available at each branch, multiple configurations for connectivity exist that help reduce the dependency on the main office by each branch location.  We recommend that network configurations with redundant lines are tested (failover) regularly to ensure connectivity during a service disruption.

For more information, see the Resilient Credit Union

Next Steps

CU*Answers offers professional and managed services to help you meet and exceed your recovery objectives. Contact a CU*Answers Continuity Consultant today to discover in-network solutions that best meet your business objectives.

 

AdvantageCIO

Professional Services available include:

  • Business Continuity Planning and Resilience Testing
  • Information Security Risk Assessment
  • Comprehensive Information Security Program (CISP)
  • Staff Security Training
  • IT Examination and Audit Preparation
  • IT Strategy Consulting
CU*Answers Network Services

Managed Services available include:

  • Network Management and Monitoring
  • Continuous Data Protection (CDP) including off-site data storage
  • Virtual Branch / Virtual Office
Updated
August 7, 2015

[The Pulse] Item Processing Disaster Recovery Test Report Now Available

[The Pulse] Item Processing Disaster Recovery Test Report Now Available

Item Processing Disaster Recovery Test: Report Now Available For those credit unions who currently use CU*Answers for Electronic Check Processing (ECP), this report is for you. During the week of August 13, 2018, teams at CU*Answers completed the annual test by restoring the CheckLogic environment and performing daily check processing operations from systems at our secondary… Read more »

Aug 22, 2018

[The Pulse] 2018 Business Continuity Plan (mid-year revision) Now Available

[The Pulse] 2018 Business Continuity Plan (mid-year revision) Now Available

CU*Answers Business Continuity Plan: 2018 Release Now Available   As your core data processor, we continue to invest in high availability and recovery strategies to ensure that the products and services you count on us for are there when you need them. Implementing those strategies and responding when uncertainty happens requires a well-designed and thoroughly… Read more »

Jul 27, 2018

[The Pulse] HA Rollover Results Now Available

[The Pulse] HA Rollover Results Now Available

HA Rollover Results Now Available Rollover: May 20 – 23 Now available for your review is a summary of the recent HA (high-availability) rollover event, performed May 20 – 23.  In the report, you will find details about the exercise and hardware upgrades, including challenges observed, lessons learned, and recommendations for improving the rollover process…. Read more »

Jun 28, 2018

[The Pulse] Reminder: HA Rollover Scheduled for May 20-23

[The Pulse] Reminder: HA Rollover Scheduled for May 20-23

High Availability Rollover Scheduled Sunday, May 20 – Wednesday, May 23   Originally scheduled for March 25-28, the next CU*Answers Rollover event has been rescheduled for May 20-23.  During this rollover event, we will redirect CU*BASE core-processing from our primary production data center to systems at our high-availability (HA) data center. The rollover process will… Read more »

May 15, 2018

[The Pulse] HA Rollover Scheduled for May 20-23

[The Pulse] HA Rollover Scheduled for May 20-23

High Availability Rollover Scheduled Sunday, May 20 – Wednesday, May 23   Originally scheduled for March 25-28, the next CU*Answers Rollover event has been rescheduled for May 20-23.  During this rollover event, we will redirect CU*BASE core-processing from our primary production data center to systems at our high-availability (HA) data center. The rollover process will… Read more »

May 2, 2018

[The Pulse] Reminder: HA Rollover Scheduled for March 25-28

[The Pulse] Reminder: HA Rollover Scheduled for March 25-28

High Availability Rollover Scheduled Sunday, March 25 – Wednesday, March 28   During this rollover event, we will redirect CU*BASE core-processing from our primary production data center to systems at our high-availability (HA) data center. The rollover process will begin at 10:00 PM ET on Sunday, March 25. We will continue providing live production of… Read more »

Mar 15, 2018

[The Pulse] HA Rollover Scheduled for March 25-28

[The Pulse] HA Rollover Scheduled for March 25-28

High Availability Rollover Scheduled Sunday, March 25 – Wednesday, March 28   During this rollover event, we will redirect CU*BASE core-processing from our primary production data center to systems at our high-availability (HA) data center. The rollover process will begin at 10:00 PM ET on Sunday, March 25. We will continue providing live production of… Read more »

Mar 7, 2018

Continuity Awareness Day

Celebrating a Continuity Awareness Day or something similar is increasing in popularity. Do you do something like that at your credit union? The purpose of the Continuity Awareness Day is to raise awareness of the operational risk a company faces each day to build, deliver, and support superior products and services. The day acts as… Read more »

Feb 20, 2018

[The Pulse] 2018 Business Continuity Plan Now Available

[The Pulse] 2018 Business Continuity Plan Now Available

CU*Answers Business Continuity Plan: 2018 Release Now Available   As your core data processor, we continue to invest in high availability and recovery strategies to ensure that the products and services you count on us for are there when you need them. Implementing those strategies and responding when uncertainty happens requires a well-designed and thoroughly… Read more »

Jan 29, 2018