Custom Application Development

Unique Requirements Call For Custom Developed Solutions

While the CU*Answers Web Services Team are experts at WordPress because of its flexibility to fit most needs, we are not a one trick pony. CU*Answers Web Developers are experienced developers in their own right. Our team takes on custom develop projects that meet certain needs of our users on a case by case basis.

Experienced, Security Minded PHP Developers

CU*Answers Web Services developers are very security minded and conscientious when dealing with private data. All of these applications have been developed using PHP and PHP frameworks where appropriate. They adhere to best practices in development standards, as well as carrying over our extensive experience in front end design. CU*Answers Web Services Professionals have achieved industry recognized certifications such as Zend Certified Engineer (PHP5) and MySQL Certified Developer.  Here is a sampling of some of our custom development projects.

Retailer Direct

This loan origination application was written to allow credit unions to partner with local businesses to generate new loans. Retailer Direct communicates to CU*BASE and the Lender*VP 247 Decision Model via a secured XML gateway. This application was created in PHP and written from the ground up in custom code to meet requirements.

Launched in 2006, this application passed over $1 million dollars in loans in the first 30 days and continues to build credit union business to this day. CU*Answers Web Services is constantly updating this application and its capabilities as well as deploying new sites.

For more information, visit Retailer Direct or Lender*VP.

Retailer Direct MicroLender

lendervp_optRetailer Direct MicroLender was created in 2009 to enable credit unions to offer short term, small denomination loans, commonly called pay day loans, to compete with local lenders in favorable way. This web application was developed using the Zend Framework in PHP and passed a rigorous code audit. This application is unique in that it is a fully functional, standalone loan management system and does not require a core processor integration. In addition, this application communicates in real time via web services to the credit bureau to obtain a decision based on input member data as well as, reporting real time activity on the loan. Because this application contains private data, security was a critical concern and therefore, this application uses multiple security and encryption protocols to protect the data.

For more information, visit Lender*VP.


rmrg_optThe Risk Management Report Generator (RMRG) was developed with CU*Answers and Lender*VP AuditLink to create a collaborative mechanism for credit unions to respond to the risk management guidelines set forth by the NCUA. This web application enables participants to log in and share responses and analyses of examiner issues. All responses are contributed back to the collective for further use and refinement. In the end, this creates a stronger response for each participant and all parties benefit. This application was developed using the CakePHP Framework.

For more information, visit

CU*Answers University

university_optThe CU*Answers University pages were created to enable the CU*Answers Organizational Resource Development team to manage the expansive offering of CU*Answers Education classroom and webinar classes. Created a content management system that empowered the Educational Administrators to manage their own content streamlined workflow and instructor reporting while reducing update requirements on the Web Services team. In addition, by these new education pages created new enhancements in online registration and class offering sorting. This application was developed with custom PHP to integrate with existing infrastructure, yet still add new features and enhancements.

To see the CU*Answers University registration in effect, please visit Please note, this is a live website.

Xtend Branch Search

xtend_optIn partnership with Xtend, CU*Answers Web Services developed a custom shared branch search engine and mapping tool, for both staff and credit union members. This shared branch search uses a custom search engine query developed specifically for this site, to enable members to find the closest shared branch location from their selected position. In addition, this application integrates with Yahoo! Maps to provide detailed directions and location information. This application was created using theCakePHP Framework.

For more information, please visit Xtend.

SiteControl Plugin for WordPress

CU*Answers Web Services capitalizes on the power of WordPress for use as a Content Management System whenever possible, especially, for traditional marketing sites. The innate power of WordPress is in its flexibility to hand multiple site archetypes and design patterns. This is further enhanced by the robust plugin capabilities, which add on functionality to the core system. So, when CU*Answers Web Services needed to integrate WordPress with the CU*BASE data processing core, we turned to a plugin. SiteControl is our custom plugin that controls all integrations with CU*BASE and other CU*Answers collective functionality, like common marketing and content initiatives. SiteControl is included free of charge with all CU*Answers Web Services WordPress installations.


Project Log Monitor, or PLM, is the heart of our software development tracking. PLM provides for the entry, tracking, retrieval and reporting of the many projects and changes it requires to keep CU*BASE GOLD functional and relevant. PLM also gives clients the ability to track projects of their interest on the monitor web interface from inception to completion.

Other Projects

In addition the CU*Answers Web Services team is adept at leveraging Open Source Projects to meet specific client needs.

September 30, 2016

MyUSA Credit Union launches an updated website

Cooperative CUSO CU*Answers recently congratulated MyUSA Credit Union on their updated website. The site design was completed by MyUSA with implementation of the design done by CU*Answers. The site includes a colorful menu, large rotating banners, quick access buttons, featured products, numbers showing how the credit union helps members, financial education, mobile app information, news, […]

Jun 30, 2022

Michigan Legacy Credit Union goes onbrand with new website

CU*Answers Web Services has worked with Highland, Michigan-based Michigan Legacy Credit Union on the launch of their new website. The credit union has been undergoing a stylistic renaissance with a classic 1950s vibe. Michigan Legacy’s new branch design utilize jukebox-themed ITMs and are technology centric. To complement this new style, CU*Answers Web Services turned to […]

Mar 25, 2022

Columbia Credit Union launches new website

Congratulations to Columbia Credit Union on their new website. The site features large rotating banners for current promotions, featured rates, featured links, a news section, testimonials and featured partners on the home page. The design is a custom design and displays well on any size device. It loads fast and includes features to make it […]

Mar 14, 2022

CU*Answers Store and Internet Retailing mentality hits major milestone

CU*Answers, the 100% credit union-owned cooperative CUSO, announced that its online store has achieved a major milestone. Launched in 2017, the CU*Answers Store was created to increase CU*Answers’ transparency and accessibility by publishing as many products and services as possible from our broad range of solutions online with full pricing, details, and specifications. On Wednesday, […]

Nov 30, 2021

Growing Oaks FCU launches new website

Growing Oaks Federal Credit Union, in Goldsby, OK, recently updated their website. The new design is responsive and has many great features such as rotating banners, member testimonials, news & information section, and integrated site search. This new website greatly improves member experience by providing a modern website that will work on any device – […]

Nov 2, 2021

Craftmaster FCU launches new website

Craftmaster Federal Credit Union, in Towanda, PA, recently updated their website. The new design is responsive and has many great features such as rotating banners, featured rates, news & information section, and integrated site search. This new website greatly improves member experience by providing a modern website that will work on any device – large […]

Nov 2, 2021

Great Lakes FCU launches new website

Cooperative CUSO CU*Answers offered their congratulations to Great Lakes FCU on their new website. The site features large rotating banners for current promotions, featured rates, a news section, featured links, testimonials and featured partners on the home page. The design is a modern design and displays well on any size device. The site will serve […]

Aug 20, 2021

H.P.C. Credit Union launches new website

H.P.C. Credit Union has successfully launched a new website with the assistance of CU*Answers Web Services. H.P.C.’s newly launched website is fully developed for both desktop and mobile browsers, so no matter which one you use, you will still have access to all the needed functions. This site is equipped with promotional banners, prominent calls […]

Jul 28, 2021