As we move into the 2026 calendar year with MACO, we are asking our credit unions to select their order options. Please note that the 2026 prepay cost for MACO is $2.00/user. Your credit union can select if you would rather:
- Prepay for a set number of licenses for the 2026 calendar year
- True-up at the end of the 2026 calendar year
For credit unions who prepay for users, each month that you go over the amount prepaid you will be billed that given month – for example if you prepay for 5,000 licenses and in June 2026 you have 5,025 users you would be charged for the 25 licenses on the June 2026 invoice.
For credit unions who true-up at the end of the calendar year, you will be charged the true-up cost for your amount of users as of 12/31.
For more information on MACO licenses, click the button below to visit our online store and place your order! If you’d like to review previous year statistics, please reach out to the IRSC. Be sure to place your order before Friday, December 19th, 2025!
