Tri-Merge Credit Reports

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What is it?

A Tri-Merged credit report provides data from all of the major credit repositories: Trans Union, Experian and Equifax. A tri-merge credit report takes the raw data and merges it into one comprehensive report. This report encompasses the same data you normally receive for underwriting such as – credit scores, credit history, public record information, credit inquiries, fraud searches, OFAC search and alerts.

Why use it?

Mortgage loans are among the largest dollar amount loans your credit union grants. While underwriting and evaluating credit worthiness of a potential borrower you need to have every piece of relevant information at your fingertips. The various bureaus report scores differently – you cannot afford a mistake. With tri-merge reports you will be able to immediately identify the credit worthiness with scores provided by the three credit bureaus and will have complete visibility on the level of debt and any delinquent.

Availability and cost?

CU*Answers has partnered with CBCInnovis to bring integrated tri merge credit reports accessible via CU*BASE. This feature is available to all CU*Answers clients with the 15.2 release. The cost for the report and archiving remains the same as regular credit reports, $0.75 per report in addition to bureau fees.

   

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Updated
March 15, 2017

Here comes the next Collections Roundtable!

Here comes the next Collections Roundtable!

Pull Up a Chair, the Roundtable is Waiting! Join us for the FREE Collections Roundtable, an open forum discussion on collections laws, internal procedures, and CU*BASE processes.  Join us for the first session of the 2019 Collections Roundtable Series – for whichever session you’d like, or both! Monday, February 11 Morning Session: 9:30 AM – 12:00… Read more »

Jan 24, 2019

Looking for an Indirect Lending Solution? We’ve Got You Covered!

Looking for an Indirect Lending Solution?  We’ve Got You Covered!

Looking to build or streamline your credit union’s indirect lending initiatives?  CU*Answers offers multiple resources, to ensure that your credit union is well-positioned when it comes to making a deal! Our own end-to-end indirect lending platform Retailer Direct is the CU*Answers indirect lending platform, and can help your credit union partner with businesses via a… Read more »

Jan 11, 2019

Here comes the next Collections Roundtable!

Here comes the next Collections Roundtable!

Pull Up a Chair, the Roundtable is Waiting! Join us for the FREE Collections Roundtable, an open forum discussion on collections laws, internal procedures, and CU*BASE processes. Join us for the fourth session of the 2018 Collections Roundtable Series, for whichever session you’d like – or both! Wednesday, November 14 Morning Session: 9:30 AM – 12:00… Read more »

Oct 24, 2018

Here comes the next Collections Roundtable!

Here comes the next Collections Roundtable!

Pull Up a Chair, the Roundtable is Waiting! Join us for the FREE Collections Roundtable, an open forum discussion on collections laws, internal procedures, and CU*BASE processes. Join us for the third session of the 2018 Collections Roundtable Series, for whichever session you’d like – or both! Tuesday, August 14 Morning Session: 9:30 AM – 12:00… Read more »

Jul 27, 2018