ID Authentication

CU*BASE and Experian Authentication Services Level One (AS1)

We are excited to announce that Experian AS1 functionality has  now been integrated into CU*BASE! Leveraging our interface with ZOOT  and the existing tools and features of the CU*BASE platform, we have created an interface to Experian’s Authentication Services Level One  (AS1) as the tool to help you meet the requirements of new Due Diligence and Red Flag-related procedures and policies.

In a nutshell, when opening or updating a membership, member  data you enter into the CU*BASE screen can be submitted directly to  Experian, and CU*BASE will return instructions on the results of the authentication. You will be able to correct typos and resubmit up to 3 times before making a decision about the ultimate “pass” or “fail” of the authentication, and any changes you make will be pulled back into CU*BASE to be used if you proceed to create the membership (no rekeying!).

CU*BASE Audit Tracker notes will be added with a separate memo type for “ID Scan Passed” or “ID Scan Failed” or “ID Partial Pass,” and a companion Identity Authentication Inquiry will provide detailed historical data about the information received from Experian. Other feature highlights:

  • Verification of name, address, Social Security number, date of  birth, driver’s license number and telephone number
  • Alerts when high-risk addresses or phone numbers are found
  • Cross-reference with OFAC (Office of Foreign Assets Control) database of Specially Designated Nationals (SDN) and blocked persons
  • Addresses standardized with Zip+4 coding
  • A verification score that summarizes more than 70 types of results codes
  • Corrected name and address information to streamline processing

All of this for only 75 cents for each submitted request!

Whether you are an existing Experian client using the web-based tool, or if you are considering developing new identity authentication policies, check out the flyer to learn more about getting signed up and configured to use the new features.

AS1 Signup Form

   

Sign up for ID Authentication Today!


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Updated
March 15, 2017

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