Card Activity

Collect and Analyze NEW Data

Activate collection of a premium data set for plastics specialists and data analysts – Card Activity Optics!

Brought to you by the CU*Answers SettleMINT and Asterisk Intelligence teams, Card Activity Optics offers access to otherwise unseen details of card traffic that interacts with the CU*BASE system, including activity records which did not result in a posted transaction.

This data is for:

  1. Plastics Specialists
  2. Data Analysts
  3. Marketing Directors

Card Activity Optics will help you analyze and act on insights from the traffic patterns for your ATM, debit, and credit card activity. It is part of a suite of Optics data sets designed to collect data in support of Non-Transactional Data Analysis.

Use this Optics data set to study Non-Transactional Data Analysis, Enhanced Transactional Details, and Merchant Categories.

Card Activity Optics Overview


NON-TRANSACTIONAL DATA ANALYSIS

Non-Transactional Data Analysis =

Working with supplemental or indirectly
available data that provides context, color,
or explanation to the standard “necessary”
data we record from execution of normal
transactions and maintenance in the system.

Analyze data from card activity which did not generate a transaction record, and new information about the path of a transaction to either denial or authorization.

Are my card limits working as designed?
How many denied transactions are occurring each day?

ENHANCED TRANSACTIONAL DETAILS

Review transactional context such as “card not present” indicators and ATM fee amounts, and answer questions

Are members using their cards online more than at physical locations? By how much?
How many out-of-network ATM fees are my members paying?

MERCHANT CATEGORIES – BUSINESS PURPOSES

Analyze transactional activity based on groups of business purposes such as gas purchases, grocery purchases,
entertainment, and more.

Which of my members are using their debit card for food and entertainment purchases?
Are members’ buying habits changing for things like travel or entertainment?

View the Kitchen Page for more information on Card Activity Optics.


Web: asteriskintelligence.com
Email: ai@cuanswers.com
Phone: 800-327-3478 x870

card activity optics
Updated
October 28, 2021

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With data collection for Online Banking Optics and Phone Optics, your credit union can have a more detailed analysis of your member base and the ways they are engaging with your organization.  Best of all, these data collection options are FREE to activate for Data Warehouse users! Online Banking Optics Data Collection With Online Banking… Read more »

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Optics Data Zooms in on Member Engagement, Click-by-Click

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Jun 29, 2022

Don’t Miss Out – Register for Asterisk Intelligence Week at CU*Answers

Don’t Miss Out – Register for Asterisk Intelligence Week at CU*Answers

Join the Asterisk Intelligence team for several educational events!  Between Monday, July 25th and Wednesday, July 27th, we will be hosting on-site training.  Then, on Thursday, July 28th, we will be hosting a series of webinars.  During these courses, we will discuss data analytics, data management, and data warehousing solutions – some courses will focus… Read more »

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