Credit Bureau Reporting History

This screen displays a record showing every time this loan was included in a file that was transmitted to your credit union's chosen credit bureau(s).

·      NOTE: This record indicates the loan was sent to the bureau, not whether the bureau actually posted the file or not.

Whenever a credit bureau file is generated, a record is created showing the date and loan status information that was included in the file. This information is retained throughout the life of the loan, so over time the number of records in this list will grow. It will also be retained with the closed account record after the loan is closed.

If the Reported column shows a Y, the loan was reported to the bureau(s) for that month. If this column shows N instead, the loan was not included in the file that was sent to the bureau(s). Click here to see typical reasons why members will not be reported.

·      Select one of the records and use Select or Enter to display the Credit Bureau Reporting History Detail window showing more information about this particular record as it was sent to the bureau(s).

·      Use F5-Summary to display the Credit Bureau Reporting History Summary window showing the number of times the loan has been reported at each of the available status codes.

IMPORTANT: Data for this summary is pulled from file CBTRPTH. This file began being populated with credit bureau files sent in October, 2006.

SEE ALSO: Print Credit Bureau Reporting Information

How does the Metro 2 program currently report credit limits to the bureaus?

Link to ID: http://www.cuanswers.com/doc/gold/gold.htm#107g.htm