Screen ID:
Screen Title:
Panel Number:
n/a
Credit Bureau Reporting History - Detail
106
|
Screen ID: Screen Title: Panel Number:
|
n/a Credit Bureau Reporting History - Detail 106 |
This window appears when you select a record on the main Credit Bureau Reporting History screen.
This window shows the details about this loan that were included when the loan was reported to the credit bureau as of the Date reported. When done use Enter or F3-Backup to return to the previous screen.
· HINT: To see a description of the Status code, return to the previous screen and use F5-Summary to see the summary window showing all available status codes and their descriptions.
|
Field Name |
Description |
|
Date reported |
The date the credit bureau reporting file was generated. |
|
Account status |
The credit bureau status code that was on this loan and reported to the bureau. · This code may have been entered manually, or, if left blank on the member's account, CU*BASE will automatically assign the appropriate code based on the status of the loan at the time reporting is done to the credit bureau. |
|
Account type |
The credit bureau account type code, as taken from the Purpose Code on this loan account. |
|
Portfolio type |
An indicator of the type of loan, determined by an evaluation of the loan product: (blank) Not designated C Line of Credit I Installment M Mortgage R Revolving O Open |
|
Special comment |
This will show any credit bureau comment codes that were in place on the loan account record and reported to the bureau. |
|
Reported to bureau |
If this reads Y, the loan was reported to the bureau(s) for that month. If this shows N, the loan was not included in the file that was sent to the bureau(s). Following are reasons why an account will not be reported to the bureau: · The Foreign address flag was checked on the member's MASTER record · The membership was an organizational type (MO) · The loan has been on the books for 9 years and 10 months or more without any activity (NOTE: All of these exceptions are because of bureau rules. Since the bureaus would reject these records anyway, CU*BASE omits them from the file to avoid increased error rates that might cause the file not to be posted at all. Written off loans (reported as Loan Category 97) are sent on the credit union tapes even if the report to bureau flag is set to “Y.”) |
|
Current balance |
The balance on the loan at the time the credit bureau file was generated. |
|
Amount past due |
The past due amount on the loan at the time the credit bureau file was generated. |
|
Org charge-off amount |
If the loan was charged off, this will show the amount that was owed at the time it was originally written off. |
|
Status code |
Currently unused. |
|
Date closed |
If this is a closed loan, the date the loan was paid off and closed. |
|
Date of last payment |
The date the last payment was made on the loan, as of the time the credit bureau file was generated. |
Link to ID: http://www.cuanswers.com/doc/gold/gold.htm#106g.htm
